Appraisal services for Millsboro and Sussex County homeowners
Check out the top seven reasons why DE homeowners hire 1st Choice Appraisal Services:
Need help deciding the price of your home in or near Millsboro, DE?
At 1st Choice Appraisal Services, we understand the special needs of a homeowner seeking appraisal services. While our typical clients understand the appraisal process and standard reporting formats, you as a consumer will get extra customer service in the form of an explanation of the process and even special consumer-friendly reporting forms if the assignment allows for them.
Pre-listing Services/For Sale By Owner (FSBO)
Since you have an emotional attachment to your house, it's often very hard to be objective about it. Our professional appraisers at 1st Choice Appraisal Services are objective. We won't just tell you what you want to hear, we will tell you what you need to know. A professional appraisal is a very valuable negotiating tool once you have an attainable buyer, in addition to helping you set a realistic price to sell at so your property will attract interested buyers. It's something tangible to show your buyer. It's an independent third party's opinion of your property's price, and not just how much your house is worth. Potential buyers know that you have an emotional attachment to your home and will be more likely to give credibility to a qualified appraiser's value judgement than yours.
Appraisals to cancel PMI
PMI stands for Private Mortgage Insurance. A popular way to save money for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. Once your mortgage loan is less than 80% of the value of your home, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. We're seasoned in helping clients just like you rid yourselves of unwanted and unneeded PMI insurance.
Challenge Sussex county's assessment of your property
Your local tax assessor may have your house overvalued if your home not appreciating as much as other homes close to yours. This means you're probably paying higher taxes than you should be paying. Since your property assessment may likely go up again in the next period, the earlier you take care of things like this, the better. When contesting your property tax assessment, getting a professional appraisal from 1st Choice Appraisal Services is your perfect weapon.
Was your HELOC recently frozen?
Even if your specific property has not declined in value, your lender might decide to automatically freeze your home equity line of credit (HELOC) if your house is in or near a declining area. Not only can this be troublesome from a cash flow viewpoint, but it can be damaging to your credit score since it may appear as though that credit line is maxed out. 1st Choice Appraisal Services can provide you with an expert appraisal to help you reinstate your home equity line of credit.
Field and Desktop Appraisal Review Services
Do you need a seasoned professional to double-check your appraisal for efficiency, or do you want a second opinion without the cost and delay of waiting for a whole new appraisal? An appraiser from 1st Choice Appraisal Services can go out and check the subject and comparables in question in a field review. Or, if you need it immediately, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.
Need a retrospective review of an appraisal report? We can help with that too. Even though this is typically requested by banks, you may need to use this service if you suspect mortgage fraud related to your property.